Terms of Use

1. Acceptance of Terms

By accessing or using 485VisaHelp.com.au ("the Website"), you agree to be bound by these Terms of Use and all applicable Australian laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this site. These Terms apply to all visitors, users, and others who access or use the Website.

2. About 485VisaHelp

485VisaHelp is an independent online information platform designed to assist international graduates navigating Australia's Subclass 485 (Temporary Graduate) visa. The Website provides access to:

• General information about the Subclass 485 visa and its Graduate and Post-Study Work streams
• An eligibility checker tool to help you assess your situation
• A visa fee calculator with estimated government charges
• A directory of registered migration agents (MARA)
• OVHC (Overseas Visitor Health Cover) insurance comparisons
• Information about visa fee loan products offered by third-party lenders

485VisaHelp is an information and comparison platform only. We are not a registered migration agent, law firm, financial institution, or government body.

3. Not Legal or Migration Advice

The information presented on this Website reflects our understanding of current policy at the time of publication. Immigration law and Department of Home Affairs policy changes frequently. 485VisaHelp does not accept responsibility for reliance on information that has become outdated.

4. Eligibility Checker

The 485 visa eligibility checker on this Website is an automated self-assessment tool based on commonly published Department of Home Affairs criteria. By using this tool you acknowledge that:

• Results are indicative estimates only and do not constitute a formal assessment
• A positive result does not guarantee visa eligibility or approval
• A negative result does not necessarily mean you are ineligible
• The checker does not account for all individual circumstances, character, or health requirements
• You should seek advice from a MARA-registered migration agent before lodging any application

5. Visa Fee Calculator

The visa fee calculator provides estimated costs based on published Department of Home Affairs fee schedules. Please be aware that:

• Government visa application charges (VAC) are set by the Department of Home Affairs and may change without notice
• Figures shown are in Australian Dollars (AUD) and may not reflect current exchange rates
• Additional charges (health examinations, police clearances, skills assessments) are not always included
• Always verify current fees directly at immi.homeaffairs.gov.au before lodging an application

6. Migration Agent Directory

The migration agent directory lists registered migration agents who have agreed to appear on the platform. By using the directory you acknowledge that:

• Agents manage their own profile information and 485VisaHelp does not verify every detail
• Star ratings and reviews are user-submitted and are informational only
• Any consultation, engagement, or agreement between you and a listed agent is solely between you and that agent
• 485VisaHelp is not a party to any agreement between you and a migration agent and accepts no liability for advice given or outcomes achieved
• You can verify a migration agent's registration at mara.gov.au

7. Loan & Finance Information

485VisaHelp provides general information about visa fee loan products offered by third-party lenders. By accessing this information you acknowledge that:

• All loan products are subject to individual lender approval and eligibility requirements
• Interest rates, repayment terms, and fees displayed are indicative and may change
• Repayment obligations are entirely the responsibility of the applicant
• 485VisaHelp does not provide credit advice and is not a credit licensee
• You should consider your financial circumstances and seek independent financial advice before applying for any loan product

8. Intellectual Property

The Website and its original content, features, and functionality — including logos, graphics, page layouts, text, software, and design — are and will remain the exclusive property of 485VisaHelp and its licensors. Our content is protected by Australian and international copyright law. You may not reproduce, distribute, modify, or create derivative works without our prior written consent.

9. Limitation of Liability

To the maximum extent permitted by Australian law, 485VisaHelp shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

• Visa refusals or cancellations resulting from decisions made using our tools or information
• Processing delays by the Department of Home Affairs
• Incorrect or incomplete information submitted by users in applications
• Services, conduct, or advice provided by migration agents listed in our directory
• Loan products or insurance policies arranged through third-party providers
• Losses arising from reliance on outdated or inaccurate information on the Website

10. Changes to These Terms

We reserve the right to modify these Terms of Use at any time. Changes will take effect immediately upon posting to the Website. We will update the "Last updated" date at the top of this page. Your continued use of the Website after any changes constitutes your acceptance of the revised Terms. We recommend reviewing these Terms periodically to stay informed.

11. Contact Us

If you have any questions about these Terms of Use, please contact us: